APPLY FOR A LOAN

Affluent Funding is a Florida-based boutique, private "hard money" lender that offers bridge and short-term loans for non-conforming, residential properties (non-owner occupied). We work directly with brokers and clients.

We review, approve, fund, and service our own loans. Affluent Funding is able to offer rates and terms that are unavailable to other lenders because of our low overhead and private funding options. Our funding capability enables us to provide immediate funding.

If your loan request does not meet the restrictive parameters set by your financial institution, and you have real estate or other assets to pledge as collateral, we suggest you contact us to see if you qualify for financing. The process is simple and quick.

Affluent Funding promises to complete the underwriting process within 48 hours after receiving the requested documentation.

And typically we can fund within 10 days following approval to assist you with your acquisition.

Affluent Funding's base rate is dependent upon the LTV, term, and credit rating of the borrower. Our interest-only loan rates range from 12%-15%.

Key Points:

• Interest only payments
• Loans up to 65% LTV
• 2-4 points on direct loans
• Up to a 24-month term with a renewable option
• Higher LTV’s (100% or more) available with additional real estate or asset collateral
• Expedited closings
• All credit ratings considered
• Property must be for investment purposes only